Privacy Policy

Last Updated: 25.02.2026

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1. Introduction

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Welcome to Versechert Sàrl.
We are committed to protecting your personal data and respecting your privacy.

As an exclusive general agency of Lalux Assurances, and a provider of real estate and loan intermediary services, we collect and process personal information in accordance with applicable data protection laws, including the General Data Protection Regulation (GDPR).

This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

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2. Company Information

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Versechert
S.à r.l.
Registered Address: 19, Place St Michel, L-7556 Mersch
Email: info@versechert.lu
Phone: +352 28 22 77-1 

If you have any questions regarding this Privacy Policy, you may contact us using the details above.

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3. Information We Collect

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We may collect and process the following categories of personal data:

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a) Information You Provide Directly

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• Full name

• Email address

• Phone number

• Address

• Insurance details

• Property-related information

• Loan-related financial information

• Any other information submitted through contact or application forms

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b) Automatically Collected Information

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When you visit our website, we may collect:

• IP address

• Browser type

• Device information

• Pages visited

• Date and time of visit

This data helps us improve website performance and user experience.

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4. How We Use Your Information

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We use your personal data for the following purposes:

• To respond to inquiries submitted through our contact forms

• To provide insurance quotes through Lalux Assurances

• To process loan or credit intermediary requests

• To manage real estate inquiries

• To communicate with you regarding your requests

• To comply with legal and regulatory obligations

• To improve our website and services

We only process your data when we have a lawful basis to do so.

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5. Legal Basis for Processing

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We process personal data based on:

• Your consent

• Performance of a contract

• Compliance with legal obligations

• Legitimate business interests

Where consent is required, you may withdraw it at any time.

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6. Sharing of Information

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We may share your personal data with:

• Lalux Assurances (for insurance-related services)

• Financial institutions (for loan intermediary services)

• Real estate partners (if applicable to your inquiry)

• Legal or regulatory authorities when required by law

• IT service providers who assist in operating our website

We do not sell your personal data to third parties.

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7. Data Retention

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We retain personal data only as long as necessary to:

• Fulfill the purpose for which it was collected

• Comply with legal obligations

• Resolve disputes

• Enforce agreements

Retention periods may vary depending on the type of service requested.

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8. Data Security

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We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, disclosure, alteration, or destruction.

While we strive to protect your data, no internet transmission is completely secure.

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9. Your Rights

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Under applicable data protection laws, you have the right to:

• Access your personal data

• Correct inaccurate data

• Request deletion of your data

• Restrict processing

• Object to processing

• Request data portability

• Withdraw consent at any time

To exercise your rights, please contact us at [info@yourdomain.com].

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10. Cookies

Our website may use cookies to improve user experience and analyze website traffic.

You may control or disable cookies through your browser settings.

For more details, please refer to our Cookie Policy (if applicable).

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11. Third-Party Links

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Our website may contain links to third-party websites.
We are not responsible for the privacy practices of external websites.

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12. Updates to This Policy

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We may update this Privacy Policy from time to time.
Any changes will be posted on this page with an updated revision date.

We encourage you to review this page periodically.

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13. Contact Us
 

If you have any questions regarding this Privacy Policy or how we process your personal data, please contact:

Versechert S.à r.l.
19, Place St Michel, L-7556 Mersch
Email: info@versechert.lu
Phone: +352 28 22 77 - 1